York County Saves

Maine

Who We Are

York County Saves is one of the many programs offered by York County CA$H where we help you and your family build the assets you need to be financially secure. Assets are things like a satisfying career, a home of your own, owning a business, savings, money management skills and --the most important thing--HOPE: the belief that there is a possible path to better future. To learn more about CA$H opportunities including Matched Savings Accounts, CA$H Coaching, Better Money Management and Free Tax Prep go to www.yorkcountycash.org or contact Rhoda Butler: rhodab@yccac.org

Russell Jackson never considered himself a saver. But losing his job in 2009, he vowed to no longer be financially vulnerable. "I'd never really considered setting aside money, because I always had enough to pay my bills and purchase everything I needed. The future never occurred to me," he admits.

After his company laid off Jackson and 30 other workers, he realized he had no savings to fall back on. "I vowed then to make a change and to no longer be financially vulnerable. When I was unemployed, I had a lot of free time. While browsing online, I found the America Saves website," he says. By taking advantage of the America Saves savings tips and resources, Jackson was able to make a savings plan and start an emergency fund. Read more...

Partner with Us

Seeking businesses, employers, schools, social service agencies and members of the faith community who want to promote savings and fianancial freedom in their communities and beyond! Contact: Tory Leuteman: toryl@yccac.org

York County Saves is all about making a commitment--a commitment to yourself to make lasting changes in your life to help you and your familiy become more financially secure. It's about building a future by saving money--money that could go toward buying a home, having an emergency fund, paying off debt, or any goal you choose!

When you join York County Saves you are asked to choose a savings goal; to pledge to save a certain amount until you meet that goal. There is no obligation or penalty if you do not meet your goal. As a York County Saver you get lots of FREE information and support to help you save including: a quarterly newsletter from America Saves, monthly emails from financial experts, information about resources, programs and classes locally and online. Plus if you contribute to a savings tip that is published in the America Saves newsletter, you can earn a cash prize! Become a York County Saver! You have nothing to lose and only a financially secure future to gain! Enroll Today!

Saving is a Good Idea, but I Don't Have a Penny to Spare!

Perhaps you need to think a little differently about saving.

Make It Automatic! This is the best way to save. Enroll in direct deposit at work and put some of each paycheck, even a small amount into a savings account. If it isn't in your wallet, you are less likely to spend it.
Save $2.74 a day and you have $1,000 in a year! Hmmmm, what do you spend $2.74 a day on that you don't have to have?!?!.
Find your change, save it, and keep adding to it. It is estimated that each family has about $100 in loose change rolling around in their home and car.
Track your spending--every penny. Most likely you will find ways to cut back and start saving!

Building wealth starts when you set a goal and make a plan to reach that goal. Whatever goal you choose – whether it’s buying a car, buying a house, or getting out from under your debts – learn about proven savings strategies and get simple tips on the best ways to save. Click on the links below to learn how to:

Earn-While-You-Learn

A 4 part Power of Small Change program for those who use the services of YCCAC or DHHS. Paricipants invest either $15 or $25 ($25 or $40 per couple), complete all 4 classes and double their money back! Classes provide tools and information needed to help individuals and families reach greater financial stability. Registration Deadline is November 17. Classes start November 23. FMI or to register Contact Tory at 207-324-5762 x2951, toryl@yccac.org

Save money by making your home more energy-efficient. Use timers on high-energy items (as well as lighting so it goes on when you need it and off when you don't). Full freezers work more efficiently. If it is half full of food items, fill some empty milk or sealable containers two-thirds full of water and stock them in your freezer.

- Donna Deuster, Racine, Wisconsin

Click for more money saving tips.

Profile Center
Click here to update your enrollment info.